The bank with Rs 8.74 billion in paid-up capital has reserve fund of Rs 9.24 billion in the review period. The bank raised its reserve fund by 71 percent compared to Rs 5.40 billion of the last FY through the premium earned in FPO issuance.
As per the financial report published under NFRS format, the bank has distributable profit of Rs 974.8 million after maintaining Rs 135 million in regulatory adjustment.
Meanwhile, its EPS remains constant at Rs 25.55 from earlier Rs 25.33.
In the review period, the bank collected deposit of Rs 88.07 billion and extended loan of Rs 85.37 billion. The deposit collection and loan extension increased by 9.33 percent and 21.58 percent compared to Rs 80.55 billion and Rs 70.22 billion deposit collection and loan extension respectively.
Similarly, the bank increased its net interest income by 49.23 percent to Rs 2.55 billion in the review period.
The bank has bad debt ratio of 0.76 percent, net worth per share of Rs 205.71 and P/E ratio of 12.72 times.
