As per the financial report published under NFRS format, its EPS also declined to Rs 30.52 compared to Rs 42.57 of the review period of the last FY. In the meantime, the paid-up capital of the bank increased to Rs 9.81 billion.
During the period, the company logged Rs 1.62 billion in distributable profit after allocating funds to various provisions. The bank has reserve fund of Rs 20.06 billion including share premium of Rs 3.62 billion, retained earning of Rs 1.18 billion and reserve fund of Rs 15.61 billion.
In the review period, the bank earned operating income of Rs 3.61 billion compared to Rs 3.12 billion of the last FY. The bank collected deposit of Rs 105.63 billion and extended loan of Rs 88.19 billion during the period.
Similarly, the bank earned a net interest income of Rs 1.72 billion during the period.
The bank has net worth per share of Rs 384.47, non-performing loan of 2.71 percent, CD ratio of 74.32 percent, base interest rate of 6.92 percent, cost of fund of 4.91 percent and P/E ratio of 9.73 times.