As per the financial report published under NFRS format, the bank has a distributable profit of Rs 210.3 million after allocating Rs 127.4 million to various heading as per regulatory adjustments.
During the period, the bank increased its deposit collection by 2.74 percent to Rs 72.43 billion compared to Rs 70.50 billion of the last FY. Similarly, the bank increased its loan extensions by 7.38 percent to Rs 67.55 billion compared to Rs 62.91 billion of the last FY.
In the review period, the net interest income of the bank decreased by Rs 44.8 million to Rs 708.3 million compared to Rs 753.1 million of the review period of the last FY.
The bank that has paid-up capital of Rs 8.62 billion has reserve fund of Rs 2.95 billion and shareholders fund of Rs 252.7 million.
During the period, the EPS of the bank also contracted to Rs 16.2 from earlier Rs 21.26. The bank logged non-performing loan of 0.98 percent, net worth per share of Rs 137.18 and P/E ratio of 21.72 times.
Similarly, the bank has base interest rate of 10.75 percent, cost of fund of 8.30 percent, capital ratio of 12.66 percent, CD ratio of 78.41 percent and spread rate of 4.16 percent.
