In the last FY, the bank earned a distributable profit of Rs 908.2 million. In the review period, the bank has maintained an impairment charge of Rs 604 million. Such charge was Rs 117.1 million in the review period of the previous FY. Similarly, the bank earned a net interest income of Rs 3.86 billion. The net interest income increased by Rs 320 million compared to Rs 3.54 billion of the previous FY. Similarly, the bank’s operating profit decreased to Rs 1.90 billion from Rs 2.40 billion.
During the period, the bank collected deposits of Rs 104.09 billion and extended loan of Rs 92.33 billion. the bank has paid-up capital of Rs 8.45 billion and reserve fund of Rs 2.14 billion. The bank logged EPS of Rs 14.80, net worth per share of Rs 136.80 and P/E ratio of 14.86 times.
Meanwhile, the non-performing loan of the bank increased to 0.54 percent from 0.37 percent. the bank maintained base rate of 9.21 percent, spread rate of 4.36 percent, CCD ratio of 73.81 percent, capital fund ratio of 13 percent and cost of fund of 6.71 percent
