Decrease in net interest income pulled down its net profit. The bank logged distributable profit of Rs 809.5 million.
During the period, the net interest income of the bank declined to Rs 2.88 billion and operating profit to Rs 1.89 billion.
The bank with Rs 16.42 billion in paid-up capital has reserve fund of Rs 9.98 billion and retained earnings of Rs 3.24 billion.
The bank logged EPS of Rs 21.09, net worth per share of Rs 218.88 and P/E ratio of 21.33 times.
The bank collected deposits of Rs 144.19 billion and extended loans of Rs 132.48 billion. During the period, the non-performing loan of the bank decreased to 3.14 percent from 3.91 percent.
The bank logged base rate of 7.67 percent and spread rate of 4.37 percent.