Decrease in net interest income and operating profit can be attributed to the decline in the net profit. The bank logged distributable profit of Rs 616.4 million.
During the period, the net interest income of the bank declined to Rs 1.15 billion and operating profit to Rs 1.04 billion.
The bank with Rs 8.57 billion in paid-up capital has reserve fund of Rs 5.77 billion and retained earnings of Rs 1.29 billion.
The bank logged EPS of Rs 16.98, net worth per share of Rs 182.47 and P/E ratio of 39.41 times.
The bank collected deposits of Rs 83.50 billion and extended loans of Rs 53.12 billion. During the period, the non-performing loan of the bank increased to 1.54 percent from 0.17 percent.
The bank logged base rate of 6.07 percent and spread rate of 4.21 percent.