Net Profit of Commercial Banks Declines, Global IME Bank Earns Highest Net Profit

Nov 07, 2025 09:52 AM Merolagani



Commercial Banks have published the first quarter financial report of current FY. As per the published reports, the banks logged decline in net profit in the review period.

During the period, twenty commercial banks earned a total of Rs 16.12 billion in net profit. The net profit increased by merely 18.47 percent compared to Rs 13.14 billion of the corresponding period of the last FY.

In the review period, fifteen banks record decline in profit while one logged loss.

Global IME Bank Earns Highest Profit

In terms of net profit, Global IME Bank earned the highest profit of Rs 1.85 billion. The net profit increased by 22.92 percent compared to the review period of the last FY.

Meanwhile, Nabil Bank has become second with Rs 1.75 billion.

Only 5 banks in billionaires Club

In the review period, only five commercial banks including Global IME Bank, Nabil, Prime, Everest and Kumari Bank are in billion rupees club. Previously, eight banks were able to earn above billionaire’s club. However, Prabhu Bank, NMB Bank and Nepal Investment Mega Bank has been ousted the club.

One Bank in Loss

In the review period, one bank has logged net loss. Citizens Bank International has logged net loss of Rs 220.4 million during the period. In the review period of the last FY, the bank earned net profit of Rs 198.2 million.

Rastriya Banijya Bank Records Highest Growth

In the review period, Rastriya Banijya Bank logged the highest growth. During the period, the bank grew its net profit by 295.72 percent to Rs 598.7 million compared to Rs 151.3 million of the corresponding period of the last FY.

14 Banks Log Decline in Net Profit

During the period, fourteen banks have log decline in net profit. Out of them, Agriculture Development Bank logged the highest decline of 96.99 percent in net profit. The bank  that earned Rs 190.9 million net profit in the review period of the last FY earned only Rs 5.7 million this quarter.

Similarly, Nepal Investment Bank logged 96.92 percent and Prabu Bank logged 46.33 percent decline in net profit.

 




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