The EPS of the bank that raised its paid-up capital to Rs 8 billion from Rs 4.92 billion has decreased to Rs 22.86 from Rs 29.87 of the last FY.
However, deposit collection of the bank has decreased by 1.90 percent to Rs 83.84 billion while its loan extension has increased by 20 percent to Rs 74 billion. The bank increased its net interest income by 31 percent during the period.
The bank has CCD ratio of 79.28 percent, thus, the bank require increasing its deposit to extend further loans. The bank has cost of fund of 5.25 percent and base rate of 9.89 percent.
The bank has P/E ratio of 24.06 times and net worth per share of Rs 151.69. In the review period, the bank increased its reserve fund by 33 percent to Rs 4.15 billion.
