The bank with the highest paid-up capital of Rs 12.58 billion among the private commercial banks has Rs 10.55 billion in reserve fund. As per the financial report published under NFRS format, the bank has Rs 1.43 billion distributable profit after the adjustment of various regulatory funds.
In the review period, the bank increased its deposit collection by 4 percent to Rs 142.02 billion while it increased its loan extension by 4.82 percent to Rs 124.02 billion.
During the period, the EPS of the bank declined by Rs 8.38 to Rs 27.17 compared to Rs 35.55 of the last FY.
Similarly, the bad debt of the bank triples to 3.04 percent compared to 0.76 percent of the last FY.
During the period, the bank maintained cost of fund of 6.48 percent and base interest rate of 8.54, CD ratio of 76.19 and capital fund ratio of 11.97 percent.
