As per the financial report published under the NFRS format, the bank has a distributable profit of Rs 55.7 million after making regulatory adjustments.
The bank with Rs 8.89 billion in paid-up capital has EPS of Rs 28.27 and P/E ratio of 9.37 times. In the review period, the bank maintain reserve fund of Rs 4.39 billion.
The bank collected deposit of Rs 106.46 billion and extended loan of Rs 91.68 billion and earned Rs 1.40 billion in net interest income during the period.
In the review period, the non-performing loan has increased to 3.32 percent from earlier 2.51 percent while its credit deposit ratio reached 77.81 percent. Similarly, the base interest rate decreased to 9.24 percent and cost of fund reached 6.15 percent.