In the last FY, the bank earned a distributable profit of Rs 252.1 million. Similarly, the bank earned a net interest income of Rs 2.23 billion. The net interest income increased by Rs 36.9 million compared to Rs 2.20 billion of the previous FY. Similarly, the bank’s operating profit decreased to Rs 674.2 million from Rs 1.17 billion.
The decline in net profit also pulled down its EPS. The bank with Rs 8.33 billion in paid-up capital has maintained EPS of Rs 5.71 in the review period. the EPS was Rs 8.84 in the previous FY.
The bank has reserve fund of Rs 1.80 billion and retained earning of Rs 264.7 million.
During the period, the bank collected deposits of Rs 57.51 billion and extended loan of Rs 51.51 billion. The bank logged net worth per share of Rs 125.85 and P/E ratio of 24.34 times.
The bank maintained base rate of 9.84 percent and spread rate of 3.92 percent.
