Decrease in net interest income can be attributed to decrease in net profit. The bank has a distributable profit of Rs 493.8 million.
In the review period, the net interest income of the bank decreased by 2.64 percent to Rs 2.98 billion. Similarly, its operating profit decreased by 2.08 percent to Rs 2.33 billion.
The bank with Rs 14.24 billion in paid-up capital has reserve fund of Rs 12.15 billion, share premium of Rs 32.5 million and shareholders fund of Rs 3.11 billion.
The bank logged EPS of Rs 19.71, P/E ratio of 21.78 times and net worth per share of Rs 207.39.
The bank has non-performing loan of 2.75 percent, base rate of 6.56 percent and spread rate of 4.14 percent.
