The bank logged a distributable profit of Rs 728.1 million in the review period.
During the period, the bank increased its net interest income by Rs 1299.3 to Rs 3.94 billion and operating profit by Rs 134.9 million to Rs 3.03 billion. Meanwhile, its fee and commission income declined to Rs 935.6 million from Rs 1.40 billion.
The bank with Rs 11.53 billion in paid-up capital has a reserve fund of Rs 6.89 billion and retained earnings of Rs 776.6 million.
Although the bank managed to report growth its EPS has declined. The EPS which was Rs 41.61 in the last FY decreased to Rs 35.73. The bank has a net worth per share of Rs 157.71 and P/E ratio of 25.52 times.
The bank collected deposits of Rs 268.10 billion and extended loans of Rs 221.23 billion. During the period, the non-performing loan of the bank decreased to 0.43 percent from 0.46 percent.
The bank maintained the base rate of 6.65 percent and a spread rate of 4.40 percent.