NCC Bank’s Net Profit Increases Despite Decrease in Interest income

Aug 15, 2021 10:12 AM Merolagani



Nepal Credit and Commerce Bank (NCC) has published its fourth-quarter report of the last FY. As per the report, its net profit has increased despite a decrease in net interest income.

During the period, the bank earned a net profit of Rs 1.27 billion. The net profit increased by 14.68 percent compared to the corresponding period of the previous FY.

Although its net interest income has decreased, an increase in net fee and commission and operating profit helped to increase its net profit.

In the review period, its net interest income decreased by 0.27 percent while its net fee commission income increased by 14.60 percent. Similarly, its operating profit increased by 11.91 percent. Meanwhile, its impairment charge increased to Rs 419.2 million from Rs 405.6 million.

The bank increased its paid-up capital by 10.27 percent and reserve fund by 12.17 percent. During the period, its deposits increased by 46.49 percent and loan extensions by 45.39 percent.

Along with its net profit, its EPS increased by Rs 0.47 to Rs 12.32. It has P/E ratio of 29.48 times and net worth per share of Rs 141.40.




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