NRB has formulated separate provisions for a working capital loan amounting up to Rs 20 million and above that. In the case of a working capital loan up to Rs 20 million, NRB has capped the loan to 20 percent of the annual transaction. However, the banks can lend up to 40 percent loans by their own analysis.
In the case of above Rs 20 million, NRB capped the loan amount at 25 percent of annual transaction with a maturity period of one year.
