First Microfinance Pens Decline in Profit

Aug 06, 2025 11:18 AM Merolagani



First Microfinance Laghubitta Bittiya Sanstha (FMDBL) has published its fourth quarter report of the last FY. As per the report, the company recorded decline in net profit during the period.

In the review period, the company earned net profit of Rs 131.7 million which is 6.34 percent degrowth compared to Rs 140.6 million of the corresponding period of the previous FY.

Decrease in net interest income pulled down its net profit during the period.

In the review period, its net interest income decreased by 31.81 percent and net fee and commission income by 72.43 percent. Similarly, its total operating income decreased by 34.11 percent and operating profit by 11 percent.

Along with net profit, its EPS decreased by Rs 1.60 to Rs 9.79. The company has net worth per share of Rs 131.25 and P/E ratio of 81.58 times.

 In the review period, the company logged distributable profit of Rs 107.8 million.

The company with Rs 1.34 billion in paid-up capital has reserve fund of Rs 420.2 million. The company borrowed Rs 4.90 billion and extended loans of Rs 6.09 billion.

 




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