Excel Development Bank Logs Significant Growth in Net Profit

Aug 04, 2026 01:03 PM Merolagani



Excel Development Bank (EDBL) has published its fourth quarter financial repor of the last FY. According to the report, the bank's net profit, bad debt management, dividend capacity and earnings per share have improved significantly.

In the review period, the bank's net profit increased to Rs 309.4 million from Rs 135.1 million of the corresponding period of the previous FY.

The bank's net interest income increased by 14.72 percent to Rs 648.8 million from Rs 565.5 million in the previous FY.

Similalry, the bank that had a loan impairment charge of Rs 172.6 million in previous FY declined to Rs 194.2 million in the last FY.

During the period, the bank's operating profit increased to Rs 539.5 million from Rs 112.1 million in the previous FY.

The bank that recorded distributable loss in the previous FY  logged distributable profit of Rs 179.7 million in the last FY. Based on paid-up capital, the distributable profit per share of the bank has been maintained at Rs 14.38, which has paved the way for attractive dividend for the shareholders.

The total assets of the bank have crossed Rs 21.32 billion. The bank has a paid-up capital of Rs 1.24 billion and reserve fund of Rs 972.9 million.

Deposits from customers increased by 12.63 percent to Rs 18.58 billion from Rs 16.49 billion, while loans to customers increased by 8.82 percent to Rs 13.18 billion from Rs 12.11 billion. The total assets of the bank increased from Rs 18.98 billion to Rs 21.32 billion in the review period.

 




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