NRB Directs BFIs to Calculate Annual Gross Income of Borrowers

Jan 15, 2020 12:47 PM Merolagani



Nepal Rastra Bank (NRB) has directed banks and financial institutions (BFIs) to calculate the annual gross income of borrowers on the basis of tax clearance certificate as per the unified directives, 2076.

Issuing a circular on January 14, the central bank also directed the BFIs to maintain credit to core capital and domestic deposits (CCD) ratio of 80 percent. As per the bank, the BFIs can deduct refinanced loans from total lending for this purpose.

Similarly, if the banks have issued debentures having a maturity period of above 5 years or borrowed long term loans above 3 years period in foreign currency from foreign banks, financial institutions or other institutions can float the total amount as loans.





Gold and Silver Price Log Big Fall for 2nd Day

Feb 01, 2026 10:40 AM

The gold and silver price have decreased significantly for second trading day on February 1.