Issuing a circular on January 14, the central bank also directed the BFIs to maintain credit to core capital and domestic deposits (CCD) ratio of 80 percent. As per the bank, the BFIs can deduct refinanced loans from total lending for this purpose.
Similarly, if the banks have issued debentures having a maturity period of above 5 years or borrowed long term loans above 3 years period in foreign currency from foreign banks, financial institutions or other institutions can float the total amount as loans.